The HealthCare4ChildCare Grantee Orientation is designed to prepare grantees to successfully accomplish the goal of reaching, engaging, and educating staff of OSSE licensed child care development facilities about the newly developed health insurance benefit program which offers FREE or lower-cost health insurance for all employees of OSSE-licensed childcare centers and homes and their families.  Part 3 of the orientation, Smart Actions Smart Use Health Insurance™ will be facilitated Dr. Jesse Ketterman, Extension Educator, University of Maryland Extension Program. Dr.