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Health Benefit Exchange Authority

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Consumer Information

Consumer Information

The DC Health Benefit Exchange Authority (HBX) was established by the District of Columbia to develop and operate the ACA online health insurance marketplace called DC Health Link for residents and small businesses in the District. HBX is a private-public partnership established to foster competition and transparency in the private health insurance market, enabling individuals and small businesses to compare health insurance prices and benefits and to purchase affordable, quality health insurance. Although the last state to start building the IT system, DC was one of four state-based marketplaces to open for business on time on October 1, 2013. DC Health Link offers health insurance from 3 UnitedHealth Companies, 2 Aetna Companies, CareFirst BlueCross BlueShield, and Kaiser. Approximately 100,000 people have private health insurance through DC Health Link and this includes more than 5,000 District small businesses, approximately 11,000 designated Congressional staff and Members of Congress, and thousands of District residents. Since opening for business, we’ve cut the uninsured rate in half and now more than 96% of District residents have health coverage.

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